Employment Liability Insurance
Protect Your Business from Employee-Related Lawsuits
Employment Liability Insurance, also known as Employment Practices Liability Insurance (EPLI), is essential protection for businesses of all sizes. It safeguards your restaurant, bar, café, or franchise against claims made by employees regarding workplace issues such as discrimination, wrongful termination, harassment, and more.
With the rise in employment-related lawsuits, having employment liability insurance coverage is no longer optional—it’s a smart business decision.
Why You Need Employment Liability Insurance
Even the most well-run restaurants and bars can face employment disputes. A single claim can lead to significant legal costs, reputation damage, and potential settlements. Whether you’re a small diner or part of a franchise restaurant insurance program, EPLI ensures you’re financially protected.
Coverage Includes:
Wrongful termination
Discrimination (age, gender, race, etc.)
Sexual harassment
Retaliation claims
Failure to promote
Breach of employment contract
Workplace defamation and misrepresentation
Who Needs EPLI Coverage?
Bars and restaurants, in particular, are at a higher risk due to fast-paced work environments, frequent hiring, and diverse staff. Whether you’re managing a single location or multiple franchise units, employment liability insurance should be part of your restaurant business insurance strategy.
You should strongly consider EPLI if:
You manage staff or contractors
You’re part of a franchise restaurant insurance plan
You operate in high-claim regions like Georgia restaurant insurance territories
You want to protect against employee disputes and HR-related risks
Enhance Your Business Owner’s Policy with These Additional Coverages
Why Choose Us for EPLI Coverage?
We specialize in bars and restaurants insurance, offering:
Tailored EPLI coverage that fits your business model
Options for bundled protection with restaurant general liability, workers’ compensation, and restaurant equipment insurance
Access to franchise restaurant insurance programs
Competitive quotes from trusted carriers like GEICO restaurant insurance and more
Whether you’re looking for Georgia restaurant insurance, health insurance for restaurant owners, or comprehensive EPLI coverage, our team will help you build a policy that protects your business from all angles.
Get in Touch
Access resturent insurence anytime, anywhere.
